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Audit Report

PRIVACY POLICY

Updated in 28.02.2021

1. Introduction

X-pool (hereinafter, “X-pool”, "the Company", "we", "us" or "our") are committed to protecting and respecting our customers who use our services as well the visitors’ privacy to our websites for security reasons without harm to the benefits of visitors and users. To ensure transparency, this Privacy Policy describes our information handling practices when you access our website located at X-pool.app or any other websites, pages, features, or content under our controlling or operation. (called the "Service"). By accessing and using our Service, you are accepting the practices described in our Privacy Policy below after reading carefully.

In addition, we recognize that persons who use X-pool value their privacy. This Privacy Policy together with our Terms of Service governs our collection, processing and use of your Personal Information. By accessing X-pool, you are consenting to the information collection and use practices described in this Privacy Policy.

2. Purpose of Privacy Policy

The purpose of this Privacy Policy is to set out in an accountable and transparent way the collection and use of information by X-pool.

3. Personal Information

"Personal Information" will be data that distinguish you by and by or by which your personality can sensibly be found out. This may incorporate yet isn't restricted to:

  • Full legal name, address for service, e-mail address, phone number, date of birth, photographic identification, government issued identification and other contact details.

  • X-pool requires the highest level of browser permissions that could potentially lead to procurement of more Personal Information than enclosed in the definition of Personal Information.

  • World Wide Web related information, including but not limited to IP Addresses, operating system and browser type may be received by X-pool as a result of your interactions with X-pool.

  • X-pool uses Google Analytics for purposes of monitoring web traffic. Any identifying information collected via Google Analytics is controlled by Google.

  • Binance Smart chain and other public blockchains provide transparency into transactions and X-pool is not responsible for preventing or managing information broadcasted on a blockchain.

4. Purpose of Personal Information collection

Personal Information is collected to:

  • Provide our services efficiently and effectively.

  • Inform you about lending and financing features.

  • Develop, enhance, market and deliver products and services to you.

  • Understand your needs and your eligibility for products and services.

  • Provide information to you about developments and new products, including changes and enhancements to the Site.

  • Process billing and collection of any fees.

  • Conduct surveys and get feedback from you.

  • Establish and maintain a responsible commercial relationship with you.

  • Provide you with news and other matters of general interest to you as an X-pool customer.

  • Meet X-pool’s legal and regulatory requirements (eg, information required to verify your identity).

5. Security, Protection and Use of Personal Information

X-pool is focused on ensuring your protection. Inside, just a predefined number of representatives inside our business approach your Personal Information. These workers have obligations that sensibly expect admittance to your Personal Information.

X-pool's frameworks and information are continually under survey to guarantee that you are getting the best degree of administration and that market-driving security highlights are set up.

X-pool maintains all authority to hold and share certain Personal Information to meet our administrative and legal necessities. Also, Xpool maintains all authority to hold and impart certain Personal Information to our corporate accomplices, and outsiders following up for the benefit of X-pool.

Individual Information and other related information might be sent out outside of the location where you live. Your Personal Information might be handled and put away in an unfamiliar country or nation. Under those conditions, the administrations, courts, law requirements or administrative offices of that country or those nations might have the option to acquire admittance to your Personal Information through unfamiliar laws. You should know that the protection principles of those nations might be lower than those of the purview in which you live. You should take note that you are not obliged to give your Personal Information to X-pool, however, if you decide not to do as such, we will be unable to offer our types of assistance, or your admittance to our administrations might be restricted.

6. Consent

Assent is needed for the assortment of Personal Information and the resulting use or revelation of Personal Information. The type of assent may change contingent on the conditions and the kind of Personal data got. Your concurrence with X-pool's Terms of Service establishes your agreement to the assortment and utilization of Personal Information as portrayed in this Privacy Policy. Xpool maintains all authority to utilize and uncover Personal Information without your insight or assent as allowed by appropriate law.

7. Disclosure of Personal Information

We use the Personal Information for the purposes indicated at the time you provide us with such information, and/or otherwise for the purposes set out in this Privacy Policy and/or as otherwise permitted by law. We may make available the Personal Information that you provide to us to our affiliates, agents, representatives, service providers and contractors for these purposes. We also reserve the right to disclose Personal information that X-pool believes, in good faith, is appropriate or necessary to enforce our Terms of Use, take precautions against liability or harm, to investigate and respond to third-party claims or allegations, to respond to a court order or official requests, to protect security or integrity of X-pool and to protect the rights, property or safety of X-pool, our uses or others.

We may share Users' Personal Information with any financial dispute resolution scheme to which the Company subscribes, and other law enforcement bodies, regulatory agencies, courts, arbitration bodies and dispute resolution schemes, both in Switzerland and internationally, as may be required by law.

If X-pool is involved in a merger, acquisition, sale, bankruptcy, insolvency, reorganization, receivership, assignment or the application of laws or change of control, there may be a disclosure of your information to another entity related to such an event.

Individual Information and other related information might be sent out outside of the location where you live. Your Personal Information might be handled and put away in an unfamiliar country or nation. Under those conditions, the administrations, courts, law requirements or administrative offices of that country or those nations might have the option to acquire admittance to your Personal Information through unfamiliar laws. You should know that the protection principles of those nations might be lower than those of the purview in which you live. You should take note that you are not obliged to give your Personal Information to X-pool, however, if you decide not to do as such, we will be unable to offer our types of assistance, or your admittance to our administrations might be restricted.

8. Access and Changing of Personal Information

You reserve the option to get to the Personal Information we hold about you, and to require the rectification, refreshing and hindering of mistaken and additionally wrong information by sending an email to us. We will intend to react to your solicitation within 14 days. You may likewise demand the cancellation or annihilation of your Personal Information, your Account subtleties, or your Transaction subtleties by sending an email to us. X-pool will follow up on your solicitation just when it isn't conflicting with its legitimate and administrative commitments and consistency methodology. Upon your composed solicitation, we will educate you regarding the utilization and general revelation of your Personal Information. Contingent upon the idea of your solicitation, there might be a negligible charge for getting to your Personal Information.

9. Security

We take reasonable steps to protect your Personal Information from misuse, loss, unauthorised access, modification or disclosure, including implementing appropriate security measures. The security measures in place will, from time to time, be reviewed in line with legal and technical developments. However, we give no guarantee that such misuse, loss, unauthorised access, modification or disclosure will not occur. There are protective measures that you should take which as well include but are not limited to changing password regularly, not sharing your Personal Information with others unless you clearly understand the purpose of their request and you know with whom you are dealing.

10. Retention of Personal Information

We will hold your Personal Information only for as long as we must do so, having regard to the purposes described in this Privacy Policy and our own legal and regulatory requirements. In general, Personal Information relating to your Account for at least 5 years after your Account is closed. Similarly, we usually retain information about Transactions on your Account for 5 years from the date of the Transaction. Personal Information which is collected for other purposes will be discarded following our policies in place from time to time.

11. Users Under Age of 13

X-pool does not knowingly collect or store any personal information about children under 13 without verifiable prior parental consent. If you believe such information has been inadvertently collected, we will take the necessary steps to remove such information from our database. Users under 13 must seek and obtain parental consent to use this website.

12. Links

There might be joins from our Site to different locales and assets given by outsiders. This Privacy Policy applies just to our Site. Getting to those outsider locales or sources expects you to leave our Site. We don't control those outsider locales or any of the substance contained in that and you concur that we are not the slightest bit capable or obligated for any of those outsider destinations, including, without impediment, their substance, arrangements, disappointments, advancements, items, administrations or activities and additionally any harms, misfortunes, disappointments or issues brought about by, identified with or emerging from those destinations. We urge you to audit all arrangements, rules, terms and guidelines, including the protection strategies, of each site that you visit.

13. Changes

Our policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of the Company. If we change this Privacy Policy, we will take steps to notify all Users by a notice on our website and will post the amended Privacy Policy on the website.

14. Contact Us

If you have any questions, comments, or concerns regarding our Privacy Policy and/or practices, please contact us at [email protected]

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